Terms and Conditions.
Women Get Money is a registered business name of Kids Get Money Pty Ltd.
Welcome to our website. This website with URL address https://womenget.money is owned and operated by Kids Get Money Pty Ltd (ABN: 58 660 485 825). Should you continue to use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Women Get Money's relationship with you in connection with this website. Should you not agree with any of these terms and conditions, please do not use our website.
The term 'Women Get Money' or 'us' or 'our' or 'we' refers to Kids Get Money Pty Ltd, the owner of the website, whose registered address is in Bright, Victoria, Australia. The term 'you' or 'your' refers to the website user.
PART 1 - GENERAL USE OF THIS WEBSITE
1. The content of this website is for your general information and use only. It is subject to change without prior notice.
2. This website uses cookies to monitor browsing preferences. If you allow cookies to be used, the following personal information may be stored by us for use by third parties: First Name, Last Name, Email Address.
3. This website may also, on occasion, include links to other websites which are not controlled by us. These links are provided for your convenience to provide you with further information. You acknowledge that they are used at your own risk. They do not signify that we recommend or endorse the websites. We have no control over the nature, content and availability of those websites.
4. You may only use the website for lawful purposes and in a manner consistent with the nature and purpose of the website.
5. Unauthorised use of this website may be a criminal offence and/or give rise to a claim for damages.
6. Your use of this website and any dispute arising out of your use of it is subject to the laws of Victoria, Australia.
PART 2 - CONTENT, ACCURACY AND FINANCIAL EDUCATION
7. Neither we nor any third parties provide any warranty or guarantee as to the performance, accuracy, timeliness, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You hereby acknowledge that such information and materials may contain mistakes, inaccuracies or errors and we expressly exclude any liability for such to the fullest extent permissible by law.
8. Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
9. Financial Education Disclaimer. No content, downloads, tools, calculators, videos, courses, community posts or any material on this website or our associated platforms constitutes personal financial advice. All content is provided for general financial education and empowerment purposes only. We provide financial education to help you make informed decisions - we do not provide personalised financial product advice. If advice concerning your specific financial situation, financial products or legal matters is needed, the services of a licensed financial adviser or qualified legal representative should be sought.
10. Results Disclaimer. Any examples, case studies, scenarios, calculations or results referred to on this website, in our videos, tools, courses or community are illustrative only and are not a guarantee or prediction of individual outcomes. Financial results depend entirely on individual circumstances, effort, knowledge, market conditions, economic factors and many other variables outside our control. Past results are not indicative of future results. Every individual's financial situation is unique and results will vary. We make no representation that any person will achieve any particular financial outcome as a result of using our content, tools or services.
11. Video Content. Video content published on our YouTube channel (@annetterosemoneycoach), within our online community platforms and on this website is provided for general financial education purposes only. While we make best endeavours to ensure the accuracy of information presented in our videos at the time of publication, we do not warrant that all content remains current, complete or error free. Financial information, legislation, superannuation rules, tax treatment and market conditions change regularly. You should not rely on video content as a substitute for personalised financial advice from a licensed financial adviser.
PART 3 - DIGITAL TOOLS, CALCULATORS AND RESOURCES
12. General. Digital tools, calculators, worksheets, templates and resources available on this website or through our associated platforms are provided for general educational and illustrative purposes only.
13. Calculator Outputs. All results, calculations and outputs produced by our digital tools and calculators are estimates based on information provided by the user and assumptions built into the tool. We make no warranty as to the accuracy, completeness or suitability of any result produced. Results will vary based on individual circumstances, changes in legislation, market conditions and other factors. We accept no liability for any financial decisions made based on the outputs of any tool, calculator or resource provided on this website or associated platforms.
14. Assumptions. Our retirement calculator and other financial tools use assumptions about investment returns, inflation, government pension amounts and other variables that are subject to change. These assumptions are stated within each tool and are for illustrative purposes only. Actual returns, pension entitlements and costs will differ from those assumed. Always consult a licensed financial adviser before making decisions about your retirement savings or other financial matters.
15. No Reliance. You should not rely solely on any digital tool or calculator output when making financial decisions. All tool outputs should be considered as a starting point for further investigation and professional advice, not as a definitive assessment of your financial position.
PART 4 - ONLINE COMMUNITY (SKOOL)
16. Third Party Platform. We operate an online community platform currently hosted at skool.com/midlife-money-comeback through a third party provider (Skool Technologies Inc). Your use of that platform is also subject to the third party provider's own terms and conditions and privacy policy. We are not responsible for the availability, security or data handling practices of the third party platform.
17. Community Conduct. We are not responsible for the content, accuracy or conduct of other community members on our online community platforms. All community members are responsible for their own posts, comments and interactions. We reserve the right to remove any content or member from the community at our discretion, including for conduct we consider inappropriate, harmful, discriminatory or inconsistent with the community's purpose.
18. Community Content. Content posted within our online community by us is provided for general educational purposes only and does not constitute personal financial advice. Content posted by other community members represents their personal views and experiences only and should not be relied upon as financial advice.
19. Membership. Membership tiers, pricing and inclusions are subject to change. We reserve the right to modify, suspend or discontinue any membership tier or feature with reasonable notice. Founding member rates locked in at the time of subscription will be honoured for as long as the membership remains active and in good standing.
PART 5 - EMAIL COMMUNICATIONS
20. Consent. By providing your email address on this website you consent to receiving electronic communications from us including educational content, product updates and promotional material in accordance with the Spam Act 2003 (Cth).
21. Unsubscribe. You may unsubscribe from our email communications at any time by clicking the unsubscribe link in any email or by contacting us directly. Unsubscribe requests will be processed within a reasonable timeframe.
22. Privacy. We handle your personal information in accordance with our Privacy Policy available at womenget.money/privacy-policy and the Privacy Act 1988 (Cth).
PART 6 - PAID DIGITAL PRODUCTS AND SERVICES
23. General. Paid digital products and resources available through this website are provided for personal use only. All purchases are subject to these terms and conditions.
24. Refunds. All sales of digital products are final and non-refundable unless required by Australian Consumer Law. If you believe a product is faulty or not as described, please contact us within 14 days of purchase. Nothing in this clause is intended to exclude, restrict or modify any rights you may have under the Australian Consumer Law.
25. Access. Upon purchase of a digital product you will receive access to that product as described at the time of sale. We make best endeavours to ensure all paid products are accurate and fit for purpose at the time of sale. We reserve the right to update, improve or modify digital products from time to time.
26. Permitted Use. Paid digital products are licensed for your personal use only and may not be shared, resold, redistributed, reproduced or used for commercial purposes without our express written consent.
27. Coaching Services. Where coaching, consulting or personalised services are provided, these are subject to separate service agreements entered into between the parties. Coaching services do not constitute the provision of licensed financial advice.
PART 7 - INTELLECTUAL PROPERTY
28. This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the content, design, layout, appearance, look, graphics, written content, video content, course materials, training programs, worksheets, calculators, templates, community posts and other resources created by us and made available on this website or associated platforms. Any reproduction of the website's material is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. Unauthorised reproduction, distribution or commercial use of any such materials is strictly prohibited.
29. All trademarks reproduced in this website, which are not the property of, or licensed to us, are acknowledged on the website.
PART 8 - LIABILITY, INDEMNITY AND DISPUTE RESOLUTION
30. Liability Exclusion. In no event will we be liable for any loss, damage, cost or expense including legal costs and expenses (whether direct or indirect) incurred by you in connection with the use of this website, our digital tools, our online community, our video content, our email communications or any products or services you acquire from us via this website or associated platforms.
31. Indemnity. You indemnify us from and against all claims, suits, demands, actions, liabilities, costs and expenses (including legal costs and expenses on a full indemnity basis) resulting from your use of the website or associated platforms.
32. Website Availability. Every effort is made to keep the website up and running smoothly. However, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
33. Dispute Resolution. Any dispute arising from your use of this website or purchase of our products or services shall first be referred to mediation before any legal proceedings are commenced. Mediation shall be conducted in Victoria, Australia in accordance with the Resolution Institute Mediation Rules. Nothing in this clause prevents either party from seeking urgent injunctive relief from a court of competent jurisdiction.
PART 9 - GENERAL
34. Amendments. These terms and conditions may be amended from time to time. The current version will always be available at womenget.money/terms-and-conditions. Your continued use of our website or community platforms following any such amendments will be deemed to be confirmation that you accept those amendments.
35. Severability. If any provision of these terms and conditions is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
36. Entire Agreement. These terms and conditions, together with our Privacy Policy, constitute the entire agreement between you and us in relation to your use of this website and supersede all prior agreements and understandings.
37. Governing Law. These terms and conditions are governed by the laws of Victoria, Australia. You submit to the non-exclusive jurisdiction of the courts of Victoria.
Version History
Version 1 - Original
Version 2 - 23/10/2025 - Minor updates
Version 3 - 26 April 2026 - Major update: added digital tools, online community, video content, email communications, paid products, strengthened results disclaimer and intellectual property clauses.