You haven't
left it too late.
An 8 week private cohort for women 40+ who are ready to stop avoiding their money and start building a financial future they can actually feel excited about.
See What's Included
Where women rewrite their financial story.
For the woman who is ready.
This is for you if...
- You're a woman in your 40s, 50s or 60s and you've quietly avoided your finances for too long.
- You earn good money but you can't account for where most of it goes.
- You want to invest, but you don't really understand how, and the jargon makes you tune out.
- You're done feeling anxious every time you check your bank account.
- You want a real plan for the next chapter of your life, not vague advice.
- You're ready to be supported by a small group of women on the same journey.
This isn't for you if...
- You're looking for a get-rich-quick scheme or a hot investment tip.
- You want someone to manage your money for you (this is coaching, not financial planning).
- You're not willing to look honestly at your current situation.
- You're hoping for passive content you can binge and forget.
Everything you need to take control.
8 weeks of expert coaching, ready-to-use tools, and the kind of support that actually moves the needle.
Live Group Coaching
8 weekly live group coaching sessions with Annette where we work through the program together, in real time. Replays included for life.
The Full Toolkit
All worksheets, templates, calculators and resources used in the program. Yours to keep and use forever.
Private Community
12 months access to the private Midlife Money Academy community where you can ask questions, share wins, and stay accountable beyond the cohort.
Direct Access to Annette
Direct access to Annette between sessions for questions and support, so you're never stuck on a concept or a number.
Your Personal 30 Minute 1:1 With Annette
Before the cohort begins, every participant gets a private 30 minute 1:1 session with Annette to share where you're starting from, what you want to achieve and what support you need. So you walk into Week 1 already feeling seen, supported and clear on your goals.
From avoidance to action.
A carefully designed week-by-week program that takes you from "I have no idea where my money goes" to "I have a plan and I'm working it."
Money Mindset
Uncover why you do what you do with money. The beliefs, patterns and stories running silently in the background of your financial life, and how to start rewriting them.
Your Money Baseline
Dive into your current state balance sheet. Face your numbers without fear so you know exactly where you're starting from. The truth is the only place you can plan from.
Money Goals
Create your vision for the future and set clear, specific goals. What does the life you actually want look like, and what will it cost?
Budgeting
A detailed spend review and learning to budget. Where your money is actually going (versus where you think it's going) and how to make it match your real priorities.
The Economy
Key concepts including banks, interest, inflation and how the wider economy actually affects your money. The financial literacy nobody taught you at school.
Saving
Why, how and where to save. Build the savings habits and structures that will quietly work in the background of your life for years to come.
Invest in Your Future
The stock market, risk, investing and retirement. Demystified. No jargon. Understand the basics so you can make informed decisions about your own money.
Protect Your Future
Personal insurance: why, what and when. Plus pulling it all together into a complete financial plan you can work for the next 12 months and beyond.
What women are saying.
Annette has been my guardian financial angel. I found myself medically retired from a secure government job, in a truck load of debt and totally in denial. Annette is so down to earth and relatable, and incredibly knowledgeable. I am obsessed with her no BS approach to money.
When I started I had absolutely no savings. I was working paycheck to paycheck. I started saving from Week 2 and today I have $20,000 in my bank account. Had I not had the chance to learn from you, things would have been very different.
I've always had a vague understanding of financial literacy but never really understood the HOW. After coaching with Annette I feel like I know exactly where my money is going and am more confident that I am going to have financial freedom in my future than ever before.
Annette has changed my life, in the best way possible. Before the course I had my head in the sand when it came to finance. Annette has the ability to break down scary financial issues into easy to understand steps. I would recommend it to everyone.
I've been where you are.
I worked in retail finance for over 20 years, leading and coaching teams. But what I know now is that there's more to money than knowledge or qualifications.
As a child I lived below the poverty line in a world filled with misery and violence. My mother couldn't leave because she didn't have the financial means or the support networks. That created a set of beliefs and behaviours that were very damaging to my financial future.
It took me too long to realise how my money mindset was impacting me and my family. Once I did, my life and my financial future were transformed beyond belief.
That journey led me to helping other women take control of their financial future. Since then, I've helped hundreds of women, and I'd love the opportunity to help you too.
Annette x
Two ways to join.
Choose the option that works for you. Either way, your seat is confirmed the moment your payment is received.
First 3 women receive a bonus 1 hour 1:1 session
Be one of the first three to secure your place and you'll receive an additional one hour private coaching session with Annette, in addition to your 30 minute pre-cohort 1:1.
A $300 value, included free.
Payment Plan
First instalment, then 2 monthly payments
- 8 weekly live group coaching sessions
- 30 minute private 1:1 with Annette before Week 1
- All worksheets and templates
- 12 months community access
- Direct access to Annette
- Replays for life
Pay in Full
Save $150 when you pay in full
One single payment
- 8 weekly live group coaching sessions
- 30 minute private 1:1 with Annette before Week 1
- All worksheets and templates
- 12 months community access
- Direct access to Annette
- Replays for life
Before you join.
When does the cohort start and how long is it?
What if I can't make a live session?
I'm not in Australia. Can I still join?
Do I need to be good with numbers or finance to join?
How is this different from a financial planner?
What does my $1,350 actually cover?
Is there a refund policy?
What happens after I pay?
The truth is, you've always known.
You've always known that one day you'd have to look at your money. That day might as well be today, and you don't have to do it alone.
Join the AcademyImportant Disclaimer
The Midlife Money Academy and all content provided by Annette Rose and Women Get Money is general financial information provided for educational purposes only. It does not constitute financial, investment, tax, legal or any other form of professional advice. We do not provide advice of any kind, personal or otherwise.
Information is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider its appropriateness having regard to your own circumstances. If you require personal financial advice, please seek the services of a registered, licensed professional in your jurisdiction.
By participating in the Midlife Money Academy you acknowledge and agree that you are solely responsible for your own financial decisions and any outcomes that result from them.